PENGARUH MERGER TERHADAP KINERJA KEUANGAN INDUSTRI PERBANKAN DI INDONESIA Abstraksi / Abstracts:
This study aims to examine and analyze the effect of the merger on the financial performance of the banking industry in Indonesia. The sample used in this study is the banking industry company listed on the Indonesian Stock Exchange (BEI) in the period 1993-2013. Variables used in this research is the financial performance of banks as measured by the ratio of profitability through a net profit margin, return on assets and net interest margin, the performance indicators measured by total income / capital employed, return on equity and capital adequacy ratio, as well as with efficiency indicators through the credit deposit ratio, current and saving and cost to income ratio. The amount of the sample in this study amounted to 7 banking companies have merged. The empirical results of this study using the program Statistical Package for the Social Science (SPSS) using paired sample t-test and wilcoxon test. The results of this study indicate that there is no difference in the bank's financial performance before and after the merger. The results of this study are expected to provide input to the banking industry company that merger activity is not an alternative that can be done to improve the financial performance of the company.
Kata Kunci / Keywords:
mergers, profitability atios, Performance Indicators, Efficiency Indicators.
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