PENGARUH FAKTOR INTERNAL DAN EKSTERNAL BANK TERHADAP KINERJA BANK DI PERUSAHAAN PERBANKAN DI BURSA EFEK INDONESIA Abstraksi / Abstracts:
This studydiscusses whether there are effect of bank’s internal and external factors onfinancial performance of banks in Indonesia. Internal factors are represented by CAMEL and external factors with macroeconomic factors (GDP and inflation).Independent variable consist of capital adequacy, asset quality, management efficiency, liquidity, GDPdan inflation. Dependent variable divided into 3 indicators such as ROA, ROE and NIM.The study consisted of 26 banks in Indonesia, which was obtained from the official website of Bank Indonesia (http://www.bi.go.id) and bank’sconsolidated financial statements. The sampling method used in this study was purposive sampling and data analysis methods used for hypothesistesting is linear regression analysis. The results of hypothesis testing showed that there is influence between CAMEL, GDP and Inflation on ROA. But not too significantly to ROE and NIM. The contribution of this study hopefully can help managers and investor alike to make a right decision in banking industry in Indonesia
Kata Kunci / Keywords:
asset quality, capital adequacy, financial performance, inflation, liquidity, management efficiency, net interest margin, return on total assets, return on total equity
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